Since the shortly after the inception of the retiree club we have had Bob Graham of Graham Advisory Corporation as our Dental Insurance broker. Bob has (at 72) chosen to move into retirement and has chosen Cesar DelRosal and Delta4Benefits to take over our coverage servicing. We got to say good bye to Bob at the meeting and meet Cesar. I feel that our customer service will be just as good with Cesar as it has been with Bob.
The right side bar has been updated with Cesar's contact information. Do not hesitate to contact him or his office if you feel that you are being overcharged or inappropriately charged for a dental service. Cesar reminded us that the way this plan works, each dentist is part of the TDA network and they receive a monthly payment for each member contracted with that dentist - WHETHER WE USE THE SERVICE OR NOT. So never accept "they don't pay us enough" as an excuse for over billing!!
This is the open enrollment period for our coverage so if you want to switch between plans, start or stop coverage, now is the time to do those changes. If you could make any changes by Feb. 15th, that would be great since the plan re-sets March 1st.
Our new rates for March 2020-February 2021 are
Elite Choice (PPO) - choose your dentist
$62.07 (increased from $59.68) retiree
$124.12 (increased from $119.35) retiree and spouse
Summit Care Plus Plan (HMO) - must choose dentist from TDA approved list
$20.17 (no change) retiree
$37.65 (no change) retiree and spouse
My guess is the increase in the PPO plan is that they now provide a discount/subsidy for implants. While on the HMO plan there is no coverage of implants.
One last thing if you have auto payment set up make sure that no changes to your account info or credit card expiration has occurred so that your payments are made in a timely fashion.
I hope to see you at our April meeting as this is an board election meeting. Any suggestions for some speaker topics would be appreciated. Happy 2020!
